外研版选修四册第四单元听力练习

Unit 4 Everyday economics

Jack: Hi, Gina. Take a look at this new app. It's called Treasure chest.

Gina: What does it do?

Jack: Let me explain. You safely link it to your online bank account. It analyses your spending and shows how much you spend in different categories, such as transport or entertainment.

Gina: Oh, I see. So, it helps you to track what you're spending money on?

Jack: Right. It shows you a report at the end of every month. It's an encouragement to monitor your spending. The app can also create a budget to help you reach a goal.

Gina: How does it work?

Jack: It works like this: You create a goal on the app. Let's say you want to save money for a holiday in six months' time. The app calculates how much money you need to save every month and automatically puts that money into a savings account.

Gina: Wow, that's clever! It enables you to save money then.

Jack: Yes, but it has other features too.

Gina: Really? Could you tell me more about it?

Jack: Of course. It alerts you if there are any abnormal transactions in your account.

Gina: What does that mean?

Jack: It means that if you spend more money than usual or if there is any suspicious activity in your bank account, Treasure chest lets you know.

Gina: I think I might install this app. What's that?

Jack: This icon here? That turns on the change saver function.

Gina: Er, the change saver function? Can you explain that, please?

Jack: Sure, let me make that clearer. When you pay for something, it rounds up the cost to the nearest yuan and invests that extra money for you. Every time you pay for something, a little money is invested.

Gina: So, it's an effective way to invest money without thinking about it? That's clever.

Jack: You should try it out.